$560,000

**CHARMING GOLF COURSE COTTAGE WITH WRAP-AROUND PORCH, GAZEBO & PEACEFUL NATURE VIEWS -- NO HOA!** Some homes just have a special feeling, and this is one of them! Nestled among MATURE TREES on a beautifully landscaped .32-ACRE GOLF COURSE LOT in desirable BLUEWATER BAY, this charming COUNTRY COTTAGE-STYLE HOME offers the… Read More kind of peaceful setting that's becoming harder to find. Meticulously maintained and lovingly cared for by the SAME OWNERS FOR 41 YEARS, this 4-BEDROOM, 2.5-BATH home offers 2,122 square feet of comfortable living space, timeless character, and beautiful views of nature from nearly every angle. The FULL WRAPAROUND PORCH WITH ATTACHED GAZEBO is truly something special! Imagine starting your mornings with coffee, listening to the birds, or spending quiet afternoons enjoying the surrounding gardens and golf course views. The expansive .32-acre lot is framed by mature trees, colorful landscaping, and lush green lawn, creating a wonderful sense of privacy and tranquility. Inside, a WALL OF WINDOWS AND GLASS DOORS across the living room brings the outdoors in, filling the space with natural light and showcasing the beautiful backyard. A WOOD-BURNING FIREPLACE adds warmth and character, while LUXURY VINYL PLANK FLOORING THROUGHOUT means NO CARPET anywhere in the home! The kitchen features solid oak cabinetry, solid-surface countertops, and plenty of storage. A separate FORMAL DINING ROOM offers flexibility for a HOME OFFICE... sitting room, or whatever suits your lifestyle. The FIRST-FLOOR PRIMARY SUITE features a BEAUTIFULLY REMODELED BATHROOM with double vanities, a spacious walk-in shower, custom cabinetry, and a charming CLAWFOOT SOAKING TUB. Three additional bedrooms provide plenty of space for guests, hobbies, or family. The upstairs bathroom features a convenient layout, with one bedroom offering its own PRIVATE VANITY AREA and the other two bedrooms sharing a SEPARATE VANITY AREA, both with access to the central tub, shower, and toilet. An additional 8' x 5' FINISHED, AIR-CONDITIONED STORAGE ROOM upstairs provides valuable extra space for seasonal items, storage, or organization. Another feature you might not notice is what's BEHIND THE WALLS! Unlike homes with vinyl siding installed directly over minimal exterior backing, this home has PLYWOOD SHEATHING BENEATH THE VINYL SIDING around the entire exterior. This additional layer of construction helps reduce outside noise and provides an added barrier against heat and cold, contributing to a quieter, more comfortable home year-round. Additional highlights include a ROOF APPROXIMATELY 5 YEARS OLD, underground irrigation supplied by a DEEP WELL designed to avoid staining the home's exterior, a TWO-CAR GARAGE, and driveway parking for FOUR ADDITIONAL VEHICLES. And here's another bonus -- NO HOA! Bluewater Bay offers an exceptional collection of recreational amenities, including a MARINA, GOLF COURSE, SWIMMING POOLS, TENNIS CENTER, PICKLEBALL COURTS, and the popular SCHOONERS RESTAURANT. These amenities are available through SEPARATE MEMBERSHIPS OR FEES, allowing you to choose and pay for the activities you'll actually enjoy. Conveniently located near the MID-BAY BRIDGE, with Destin shopping, dining, and the sugar-white sand beaches of CRYSTAL BEACH approximately 15 minutes away. This is more than a house -- it's a place to slow down, enjoy the outdoors, and feel right at home. BE SURE TO SEE THE PHOTOS OF THE WRAPAROUND PORCH, GAZEBO, AND BEAUTIFUL BACKYARD! Read Less

Courtesy of Hillary Driscoll Olds Lokation

Listing Snapshot

Days Online

Last Updated

Nov 7, 2026

Property Type

Detached Single Family

Beds

Full Baths

Partial Baths

Square Ft.

2,122

Lot Size

0.32 Acres

Year Built

1984

MLS Number

1014993

Additional Details

Property Access

Road Surface: Paved

Appliances & Equipment

Auto Garage Door Opn, Dishwasher, Disposal, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Elect

Building

Built in 1984, Living area: 2122.0, Construction Materials: Frame, Siding Vinyl

Community

Beach, Boat Launch, Dock, Fishing, Golf, Marina, Pets Allowed, Picnic Area, Playground, Pool, Tennis

Cooling

Central Air

Exterior Features

Patio/Porch Features: Porch, Lawn Pump, Sprinkler System

Fence

Fenced Lot-Part

Floors

Floor Hardwood, Floor Vinyl

Foundation

Slab

Garage

2 spaces

Heating

Central

Interior Features

Fireplace, Pantry, Pull Down Stairs, Washer/Dryer Hookup

Lot

0.32 acres, Dimensions: 104x153x123x110, Golf Course, Level, Within 1/2 Mile to Water

Parking

6 total parking spaces

Property

Renovated, Construction Complete, Lake, Unit Waterview Only

Sewer

Public Sewer

Taxes

Parcel Number: 22-1S-22-2386-000A-0230, Annual Amount: $2,427.58, Legal Description: ST ANDREWS WEST B/B II LOT 23 BLK A EXC N6 FT, Year: 2025, Zoning: County, Resid Single Family

Utilities

Electric, Public Water

Windows

Window Treatment All, Double Pane Windows

Find The Perfect Home

'VIP' Listing Search

Whenever a listing hits the market that matches your criteria you will be immediately notified.

Join The List

Source: Home Junction

Mortgage Calculator

Selling price

Down payment

Term (years)

Interest rate (%)

Monthly Payment

Call: 205-206-4334

Buyers

Sellers

Featured Areas

Properties

About

Contact us

1644 Oakmont Circle

'VIP' Listing Search

Schools In The Area

Similar Listings

Find My Dream Home

1. Neighborhoods

2. Home Type

3. Send

Website Navigation

Community Guides