$185,000

Affordable luxury, resort-style amenities, and a true sense of community come together at Island Reserve--one of Panama City Beach's most desirable residential condo communities. Here, you can enjoy the feeling of being on vacation every day without the constant turnover of short-term renters. Island Reserve offers much more than beautiful… Read More amenities--it offers a lifestyle. The active Social Club makes it easy to meet neighbors and become part of the community, with annual celebrations for Cinco de Mayo, the Fourth of July, Labor Day, and Thanksgiving. Residents can also enjoy game nights, monthly ladies' luncheons, ''dive-in'' movies at the pool, complimentary water aerobics twice a week, daily pickleball, and other activities throughout the year. At the heart of the community is the spectacular one-acre lagoon-style pool with two waterfalls, creating your own private resort just steps from home. Additional amenities include an indoor basketball and pickleball court, state-of-the-art fitness center, game room, beautifully maintained grounds, and gated security. Best of all, Island Reserve offers this impressive array of amenities with HOA fees that are lower than many comparable condo communities. The location is equally appealing. You're just 1.4 miles from the sugar-white beaches and emerald waters of Panama City Beach, while the nearby Hathaway Bridge provides convenient access to Panama City. Restaurants, shopping, entertainment, golf, boating, and everything that makes coastal living special are just minutes away. And because short-term rentals are not permitted, Island Reserve maintains the peaceful, residential atmosphere that makes it such a wonderful place to call home. The community is also approved for FHA and VA financing, providing additional purchasing options. This beautifully designed first-floor condo makes everyday living especially convenient with covered parking, easy access to the community amenities, and no waiting for elevators. Step inside to an open and inviting interior featuring 10-foot ceilings, abundant natural light, and a spacious floor plan. The kitchen is designed for both everyday living and entertaining, with newer stainless steel appliances, beautiful cabinetry, granite countertops, and a large island overlooking the living area. From there, the space flows naturally to a generous private patio--the perfect place for morning coffee, an evening cocktail, or simply enjoying the Florida lifestyle. The spacious bedroom connects to a well-appointed bath featuring double vanities, a glass-enclosed shower, and a walk-in closet. A versatile bonus room adds even more value and can easily serve as a home office, den, bunk room, hobby room, or additional guest space. A newer washer and dryer are also included. Whether you're looking for a comfortable full-time residence or an affordable coastal retreat, this Island Reserve condo gives you the opportunity to enjoy resort-style living, an active community, and the Panama City Beach lifestyle every day--without the resort price tag. Come see why so many residents love calling Island Reserve home. Schedule your private showing today! Read Less

Courtesy of Amanda F Cialoni, Seashore Realty LLC.

Listing Snapshot

Days Online

Last Updated

Sep 7, 2026

Property Type

Condominium

Beds

Full Baths

Year Built

2008

MLS Number

1010647

Additional Details

Appliances & Equipment

Dishwasher, Dryer, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect

Building

Built in 2008

Community

Short Term Rental - Not Allowed, Pickle Ball, BBQ Pit/Grill, Community Room, Elevators, Exercise Room, Game Room, Gated Community, Pets Allowed, Picnic Area, Pool, Whirlpool

Cooling

Central Air

Exterior Features

Patio/Porch Features: Patio Covered

Home Owner's Association

Fee Includes: Ground Keeping, Insurance, Master Association, Recreational Faclty, Sewer, Water, Trash

Interior Features

Ceiling Raised, Kitchen Island

Parking

2 covered spaces, 2 total parking spaces

Pool

Pool Type

Property

Construction Complete

Sewer

Public Sewer

Taxes

Parcel Number: 40001-100-005, Annual Amount: $2,464.36, Assessed Value: $1,448, Legal Description: Island Reserve 31 3S 15Wtype A-D Bldg 1 Unit 1105Map 57C4, Year: 2025

Utilities

Electric, Public Water, TV Cable

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8700 Front Beach Road UNIT 1105

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