2212 Saint Andrews Boulevard, Panama City, FL 32405 - Guiding You Home with Experience, Expertise & Integrity.

$439,000

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to your next investment — not just a home, but an opportunity with future rezoning potential! This spacious residence sits directly off Hwy 390, offering both convenience and flexibility under Bay County (not Panama City) jurisdiction — meaning lower property… Read More taxes, fewer restrictions, and room for creative use. Enjoy gardening, raise chickens, or explore the option of converting this into your next business front (inquire about rezoning possibilities). Location is key! Centrally positioned in the heart of town, you'll be close to dining, shopping, schools, and local amenities. From the moment you arrive, the beautiful double mahogany doors make a memorable first impression, setting the tone for the timeless charm found throughout. Inside the main building, you'll find a spacious floor plan featuring 3 bedrooms, 2 bathrooms, and a 2-car garage. The living room feels open and welcoming, highlighted by cathedral ceilings, a wood-burning fireplace, and built-in shelving — a perfect setting for family gatherings or cozy evenings in. The kitchen provides generous space for cooking and entertaining, featuring an oversized island with an electric cooktop, double ovens, a wine area, abundant wood cabinetry, a dedicated pantry, and an eat-in dining area overlooking the backyard. The primary bedroom is privately tucked away and includes its own en-suite bath. The two additional bedrooms are comfortable and carpeted — ideal for kids, guests, or a home office. From the primary suite, step into the oversized sunroom that overlooks the enormous fenced-in backyard where you'll find: A deep, in-ground Gunite pool A large covered patio for outdoor dining Mature fruit trees, palms, and oaks for natural beauty and shade A private dock on a peaceful pond filled with birds, fish, and tranquil scenery Also in the backyard: A detached storage building for tools or gardening supplies A large detached garage/workshop equipped with 220 power, perfect for projects or hobbies — whether restoring a hot rod, woodworking, or running your own studio Additional Features: Roof replaced in 2019 Geo-thermal HVAC system for efficiency Well and septic system (lower utility costs) Approximate distances: Downtown St. Andrews - < 5 miles Naval Support Activity Panama City (NSA) - 8 miles Tyndall Air Force Base - 13 miles Northwest Florida Beaches International Airport (ECP) - 16 miles Pier Park - 14 miles Blending traditional design with everyday comfort, this home offers generous living space and a tranquil outdoor retreat — ready for your modern updates and personal touch to make it truly shine. Read Less

Courtesy of Anchor Realty Florida 850-899-7999

Listing Snapshot

Days Online

Last Updated

Nov 26, 2025

Property Type

SingleFamilyResidence

Beds

Full Baths

Lot Size

0.45 Acres

Year Built

1981

MLS Number

781223

30 Days Snapshot Of 32405

$348k

+1%

(avg) sold price

+93%

homes sold

-26%

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Road frontage type: CityStreet, Road responsibility: PublicMaintainedRoad

Appliances & Equipment

Dishwasher, Disposal, Microwave, Refrigerator

Building

Built in 1981, Architectural style: Craftsman, Construction materials: BrickVeneer, WoodSiding, WoodFrame, Units furnished: None, Other structures: SecondGarage, Outbuilding, Workshop, Toal building area: 2602

Community

ShortTermRentalAllowed

Cooling

CentralAir, CeilingFans

Exterior Features

CoveredPatio, Dock, SprinklerIrrigation, OutdoorShower

Fence

Fenced

Floors

Hardwood, Tile

Garage

3 garage spaces

Water Features

Lake, ShorelineNatural, Waterfront

Heating

Central, Electric, Fireplaces, Geothermal

Home Owner's Association

Association amenities: BoatRamp

Interior Features

WetBar, Bookcases, CathedralCeilings, Fireplace, KitchenIsland, Pantry, RecessedLighting, EntranceFoyer, Storage

Lot

0.45 acres, 19,602 sqft, Waterfront, SprinklerSystem

Parking

Attached, Driveway, Detached, Garage, GarageDoorOpener, Oversized

Pool

Fenced, Gunite, InGround, SaltWater

Property

Patio and porch features: Deck, Covered, Porch, Lake

Security Features

TwentyFourHourSecurity, SecuritySystem

Sewer

SepticTank

Taxes

Year: 2024

Utilities

ElectricityAvailable, NaturalGasAvailable, SepticAvailable, WaterAvailable

Windows

DoublePaneWindows

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